Why didn’t I discover financial independence earlier in life?

By Mr Chaos on April 28, 2021 in Finance

A common lament I hear from fellow cult advocates of the financial independence (FI) movement is that they didn’t discover financial independence until later in life. I can relate, having come across it in my 40s.

We tell ourselves that if we’d come across these principles 20 years ago, we’d be financially independent and pursuing our passions like writing a family blog having the time to be better parents.

Why should I learn about personal finance?

By Mr Chaos on April 23, 2021 in Finance

Hands up who wants to learn about personal finance? Kinda pointless question as I’m sure you’re ALL putting your hands up. And by all, I meant our three readers. If we count both our mothers.

In all seriousness, surveys like THIS one, show that at least half of us struggle explaining concepts like interest and pensions. And this is hardly surprising given the lack of education we get on these topics at school.

Experiences > Convenience

By Mr Chaos on April 2, 2019 in Family, Living Abroad

Once the decision had been made for us to leave Zambia, there was some pressure to try to fit in a final weekend away with some family and friends. For Mrs C and I, the thought seemed a little draining. That meant we’d have to fit all of our leaving preparation into less time, and then there’s the actual weekend away to consider. A four-hour trip on dirt roads is not the most appealing, particularly when two of your offspring seem to believe it’s their obligation to throw up on any road trip longer than a couple of hours.